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Just how to Buy a home with Bad Credit
Just how to Buy a home with Bad Credit
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Homebuyers never fundamentally require perfect credit, particularly if you’re purchasing your very first house.
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Homebuyers do not fundamentally need perfect credit, particularly if you’re purchasing your first house.
People believe that you’ll need good credit to purchase a property. But that’s really just real for old-fashioned, fixed-rate mortgages. Then you generally need a FICO score of at least 620 or above if you want a 15-year or 30-year fixed-rate mortgage. More high-end lending tools, like balloon mortgages and jumbo mortgages, generally speaking require better still credit. (more…)